Microfinance in India faces significant challenges, with shares of major lenders like CreditAccess Grameen and Spandana Sphoorty plummeting due to rising non-performing loans. Despite the transformative impact of microloans on rural livelihoods, the sector's cyclical nature raises questions about its investability and valuation. Vikram Akula's "Micro-Meltdown" offers insights into the industry's volatility and potential for recovery.
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